01Required by clients
Professional liability (E&O)
Claims that your work, advice or software caused a client financial loss, including the cost of your defense.
Coverage
What professional services insurance covers
Clients and investors drive most of these requirements. Here is each line, and who asks you to carry it.
02Required by clients
Cyber liability
Data breaches, ransomware, funds transfer fraud and the notification, recovery and legal costs that follow.
03Required by your landlord
General liability
Bodily injury and property damage at your office or at a client’s site.
04Recommended
Business owner’s policy
General liability and property in one package, for laptops, equipment and your office.
05Required by investors
Directors & officers
Personal protection for founders, directors and officers against claims about how the company is run.
06Recommended
Employment practices
Claims from employees or candidates alleging discrimination, harassment or wrongful termination.
07Required by state law
Workers’ compensation
Employees hurt on the job, including remote staff in other states.
Forward the insurance clause from your MSA or vendor onboarding form. We tell you exactly which limits you need and issue the certificate as soon as you bind. Get a quote