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Industries

Industries we cover

From solo operators to growing teams, we know the risks and requirements of the industries we write, and which carriers are actively quoting them today.

Accountants & Bookkeepers
Accountants and bookkeepers need professional liability (errors & omissions) insurance as their primary coverage…
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Apartments & Habitational
Apartments and habitational insurance is a commercial insurance package covering property owners and managers of…
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Architect
What a architecture firm needs to insure, what it costs, and the limits client contracts ask for. Morrow places this…
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Auto Repair & Garages
Auto repair shops and garages face a unique combination of risks that standard business insurance doesn't cover. A…
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Bars & Taverns
Bars and taverns need a purpose-built insurance stack, not a standard BOP. The essential program combines general…
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Cleaning & Janitorial
Cleaning and janitorial businesses need a core package of commercial general liability, commercial auto, workers'…
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Consultants
Consultants need a core package of professional liability (E&O), general liability, and a business owner's policy…
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Electricians
Electricians need a core package of general liability, tools and equipment coverage, and workers' compensation, plus…
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Engineering Firm
What a engineering firm needs to insure, what it costs, and the limits client contracts ask for. Morrow places this…
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Financial Advisor
What a advisory firm needs to insure, what it costs, and the limits client contracts ask for. Morrow places this…
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Fitness & Gyms
Fitness businesses, from boutique studios to full-service gyms, need commercial insurance that addresses their…
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General Contractors
General contractors need a minimum of five core coverages: commercial general liability (CGL), workers'…
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HVAC Contractors
HVAC contractors need a tailored package of commercial insurance coverages because they work with high-voltage…
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Human Resources Consultant
What a human resources consulting firm needs to insure, what it costs, and the limits client contracts ask for…
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IT & Technology Services
IT and technology services firms need a layered insurance program anchored by Technology Errors & Omissions (Tech…
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Landscapers
Landscaping businesses need a core stack of general liability, commercial auto, and workers' compensation to operate…
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Law Firm
What a law firm needs to insure, what it costs, and the limits client contracts ask for. Morrow places this coverage…
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Manufacturers
Manufacturers insurance is a bundle of commercial P&C coverages, primarily General Liability, Commercial Property…
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Marketing & Advertising Agency
What a agency needs to insure, what it costs, and the limits client contracts ask for. Morrow places this coverage…
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Medical & Healthcare Offices
Medical and healthcare offices require a specialized mix of commercial insurance coverages, combining general…
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Nonprofits
Nonprofits need a tailored package of commercial P&C coverages because they face a unique combination of volunteer…
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Plumbers
Plumbers need at minimum a general liability policy ($1M/$2M limits are standard), workers' compensation if they…
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Real Estate Agent & Broker
What a brokerage needs to insure, what it costs, and the limits client contracts ask for. Morrow places this…
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Restaurants
Restaurants need a bundle of commercial P&C coverages, general liability, commercial property, workers compensation…
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Retail Stores
Retail stores need a package of commercial insurance coverages, typically General Liability, Commercial Property…
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Roofers
Roofing contractors need a specific bundle of commercial insurance coverages, general liability, workers'…
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Salons & Spas
Salons and spas need a tailored commercial insurance package that addresses chemical burns, client injuries…
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Security Guard Firms
Security guard firms need a layered insurance program covering general liability (including assault and battery)…
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Software Developer
What a software company needs to insure, what it costs, and the limits client contracts ask for. Morrow places this…
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Staffing Agencies
Staffing agencies need a layered insurance program anchored by workers' compensation, general liability, and…
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Trucking & Transportation
Trucking and transportation insurance is a suite of commercial coverages, including primary auto liability, motor…
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Wholesalers & Distributors
Wholesalers and distributors need a layered insurance program covering product liability, property damage, cargo in…
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