Licensing & disclosures
Last updated: October 19, 2026
Company: Afthonea Inc.
Website: morrowinsure.com
Contact: support@morrowinsure.com
Where Afthonea Inc. is licensed
Afthonea Inc. is an insurance producer and broker. Afthonea Inc. is not an insurance carrier and does not underwrite or issue policies. Afthonea Inc. holds approved agency insurance licenses in the following 18 states:
| State | License number / identifier |
|---|---|
| Arizona (AZ) | 3004293843 |
| California (CA) | 6019801 |
| Colorado (CO) | 972809 |
| Florida (FL) | L137910 |
| Georgia (GA) | 246880 |
| Illinois (IL) | 3004484372 |
| Louisiana (LA) | 1288058 |
| Massachusetts (MA) | 3004235084 |
| Michigan (MI) | 0164489 (System ID) |
| Nevada (NV) | 4270415 |
| New Jersey (NJ) | 3004310098 |
| New York (NY) | BR-1979786 / PC-1979786 |
| North Carolina (NC) | 3004484315 |
| Ohio (OH) | 1780903 |
| Pennsylvania (PA) | 1347615 |
| South Carolina (SC) | 3004484433 |
| Texas (TX) | 3500664 / 3500663 |
| Virginia (VA) | 168196 |
Michigan lists the agency’s System ID from the DIFS insurance agency locator. New York lists broker and agent licenses; Texas lists general lines and surplus lines agency licenses.
Insurance services are subject to applicable agency and individual licensing, business registration, and carrier appointment requirements. Availability of any particular carrier or program varies by state and class of business.
Our state insurance guides
Our location guides explain state rules and insurance concepts as general education. They are not an offer of insurance, and we place coverage only in the states listed above.
We add states as licenses come through. If yours is not on the list yet, get in touch and we will help you find a licensed broker in the meantime.
No offer of insurance
Nothing on this website is an offer to sell, or a solicitation to buy, insurance in any jurisdiction where Afthonea Inc. is not licensed. Quotes are subject to underwriting, carrier appetite, and eligibility. Coverage is not bound until it is confirmed in writing by the carrier or an authorized representative.
Guides, articles, comparisons, and cost estimates on this site are general information, not insurance, legal, or tax advice. Policy terms, conditions, exclusions, limits, and endorsements control actual coverage.
Independence
Afthonea Inc. is an independent brokerage. We are not owned by, and are not exclusive to, any insurance carrier.
Brand name and DBAs
Morrow is a brand name and division of Afthonea Inc. We register and maintain doing-business-as (DBA) names as required in each state where we operate, in compliance with applicable state requirements.
Verifying our licenses
You can verify an insurance producer license through the National Insurance Producer Registry at nipr.com, or through the department of insurance in your state. Questions about our licensing can go to support@morrowinsure.com.